Fair Housing Resources
Risk Mitigation through Fair Housing
At Synchrous, we understand the importance of creating stable, thriving communities. That’s why fair housing practices are at the core of everything we do. Beyond the legal obligation, fair housing is a strategic pillar that strengthens our commitment to you, our members and policyholders.
Why Fair Housing Matters for Rate Stability
Discriminatory practices can lead to lawsuits and settlements, which can strain the pool’s resources and potentially lead to rate increases for all members. Fair housing minimizes this risk by ensuring everyone is treated fairly, reducing legal challenges.
Fair housing fosters positive tenant relationships and builds trust within the communities served by the pool’s members. This translates to a more stable overall environment, with less risk of property damage or vandalism. A peaceful and well-maintained community lowers risk for the entire pool, contributing to stable rates.
Fair Housing Laws
The Fair Housing Act 42 U.S.C. 3601 et seq. (FHA), applies nationwide and prohibits discrimination based on race, color, national origin, religion, sex, disability, and familial status (families with children under 18). Additionally, Oregon, California, Washington, and Nevada have enacted state-level fair housing laws that offer further protections. Here’s a quick rundown:
California
- Marital Status
- Source of Income (e.g., tenant using housing vouchers)
- Sexual Orientation
- Gender Identity & Gender Expression
- Ancestry
- Age
- Citizenship status or primary language
- Any other arbitrary characteristic
Nevada
The Nevada Fair Housing Law (NFHL) prohibits discrimination against the same protected classes as the FHA, but it also includes additional protections for:
- Victims of domestic violence or stalking
- Sexual orientation and gender identity or expression
Oregon
- Marital Status
- Source of Income (e.g., tenant using housing vouchers)
- Sexual Orientation
- Honorably Discharged Veterans/Military Status
- Victims of Domestic Violence (including those with a history of domestic violence or a restraining order)
Washington
- Marital Status
- Sexual Orientation
- Gender Identity
Fair Housing Resources
Risk Mitigation is an ongoing process, and by equipping you with the right tools, we can work together to build a more inclusive and resilient housing landscape. This dedicated section of our website provides comprehensive resources to help you stay in compliance with fair housing laws.
General Guidance
Protected Classes
A list of the protected classes by state. Protected classes are groups of people who are legally prohibited from being discriminated against based on factors like race, religion, sex, national origin, age, disability, or sexual orientation.
Affirmative Marketing
This document explains how to follow fair housing laws by avoiding discriminatory advertising and creating welcoming rental policies.
Fair Housing Guidelines for Housing Providers
The U.S. Department of Housing and Urban Development (HUD) Office of Fair Housing and Equal Opportunity (FHEO) provides an overview of FHEO’s resources, including information on fair housing rights and obligations, what constitutes housing discrimination, etc.
Examples of the Many Forms of Housing Discrimination
Fair Housing for Housing Authorities
This training video equips housing providers with the knowledge and skills to understand fair housing laws in the states of California, Nevada, Oregon, and Washington. Led by Shyle Ruder, Education and Outreach Director, Fair Housing Council of Oregon.
Discrimination: Fact Sheets
Resource Library
Renter's Rights
The White House Blueprint for a Renter’s Bill of Rights outlines five key principles to ensure renter fairness in the housing market. These include access to safe and affordable housing, clear lease agreements, education and enforcement of renter rights, the right to organize as tenants, and eviction prevention measures.
Other Resources
U.S. Department of Housing and Urban Development (HUD):
The HUD website offers a wealth of information on fair housing laws, including resources specifically for landlords. This includes guidance on reasonable accommodations for tenants with disabilities, assistance animals, and avoiding discriminatory advertising.
HUD Exchange
HUD Exchange provides online fair housing training courses and webinars for landlords. These resources cover various topics, including identifying and preventing fair housing violations.
